![]() He showed us the original report he'd written about the damage to John and Gail Mero's house.Īndrew Braum: They figured out that they altered all those reports. I didn't do this.īraum told us not only were changes made to his engineering reports, but he was asked to cover it up. I wanted to tell them that this is not me. ![]() This is Andrew Braum, the engineer who could no longer stay silent.Īndrew Braum: I wanted to call them from day one. And from what I understand, the insurance company changed it, changed his words, without him knowing. The structural damage is caused by the flood. John Mero: The engineer sent his report in to the insurance company saying that the house was damaged due to flood. It was two years later that the Meros felt a second wave hit them, when the engineer who assessed their home after the storm called them out of the blue. John Mero: I was like how can you tell me that you're not gonna cover this, that I'm not gonna get the full amount of my insurance? I says, "You got my payments every month." Said, "It's time for you to pay and here's what you're gonna tell me?" Their insurance company paid them just $80,000 and now they're buried in debt after rebuilding their home. The Mero's house had to be torn down after the storm. The photo Kaible took was solid proof for many other Sandy victims who were struggling with similar situations. ![]() What am I gonna do?īob Kaible's house was torn down after he sold it for a loss and he believes it was because of a falsified engineering report. I've had estimates of $300-350,000 to rebuild the house. The Kaible's insurance company, Wright Flood, the largest provider of flood insurance in the country, paid him just $79,000 dollars of his $250,000 policy.īob Kaible: We had a mortgage on the house. meaning it existed before Hurricane Sandy. Quote "not structurally damaged." They said the damage was "long term". But this is the report the insurance company sent to Kaible when they denied his claim. It plainly said there was "structural damage" to the house. He says, "This is the report I wrote."īob Kaible got out his phone and took a picture of George's original report. Forensic.īob Kaible: I said, "George, how could you write a report like that?" He goes, "It's not my report." I said, "What do you mean it's not your report?" He says, "Wait here." He goes to the trunk of his car, goes, picks up the report and brings it into the house. Surprisingly, it was the same engineer, George Hernemar, who worked for a company called U.S. The insurance company agreed to send someone back out to the house. Department of the Interior.Ī native of California, Roy earned a bachelor’s degree in political science from Azusa Pacific University and a Master of Public Administration from The George Washington University.įollow Roy on LinkedIn and Twitter for his insights on disaster safety, building resilience, and leadership.Bob Kaible: Just that this report is wrong. Prior to joining FEMA in 2007, Roy worked in public and private sector roles with Coray Gurnitz Strategy Consulting and the U.S. Roy joined IBHS from FEMA where he served as the chief executive of the National Flood Insurance Program, led the agency’s Federal Insurance and Mitigation Administration, and directed the resilience programs addressing earthquake, fire, flood, and wind risks. Roy connects stakeholders across the insurance and construction industries to strengthen our built environment and to stop the cycle of repeated, avoidable loss. Its FORTIFIED program, based on scientific research and real-world testing, is a construction and re-roofing standard that strengthens homes and buildings against severe weather. ![]() IBHS’s real-world impact enables the insurance industry and affected property owners to prevent avoidable losses. His team uses a unique, state-of-the-art research facility to conduct realistic re-creations of severe weather hazards on full-scale structures. For two decades he’s served in roles that put him on the ground in the immediate aftermath of weather-driven and climate-related disasters, walking through damaged homes with survivors, and leading the charge for stronger construction standards, enhanced mitigation efforts, and better building codes.Ī former Federal Emergency Management Agency (FEMA) official, Roy joined the Insurance Institute for Business & Home Safety (IBHS) in 2018 with experience in property insurance, risk management, mitigation, climate adaptation, and resilience planning.Ĭonvinced that the continuing cycle of human suffering that strikes families and communities in the wake of severe weather can be broken, Roy leads a team of scientists and risk communicators who deliver strategies to build safer and stronger homes and businesses. Roy Wright is a disaster safety expert and recognized resiliency shaper. ![]()
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